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PRR and You

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Benefits for Consumers...

A Good Student Discount
may be given to a licensed driver under 25 years of age who is a full-time high school, college, or university student and meets at least one of the following requirements:

* Ranks in the upper 20% of the class
* Maintains at least a "B" average or a 3-point average (3.0 GPA) on a 4-point scale
* Is included on the Dean's List or Honor Roll

The “good student discount" can save you up to 20% or more off the rate you pay for a child.

Young, newly licensed drivers are the most likely to get into accidents, and insurance companies price for them accordingly. If your child gets his or her drivers license, you must pay the extra premium, and the price increase will probably shock you. It can be hard to make your kid wait to drive, but if insurance bills are already stretching you thin, it may be the best choice. If your child already has a license, you may be able to exclude him or her from coverage by signing an exclusion form. Rates usually go down a little after the driver turns 18, and the price plummets later, usually at age 21 and/or 25.

Make your child earn driving privileges by getting good grades. If you do allow your son or daughter to get a drivers license, insist he or she get good grades in school. Good student discounts are offered as a way to help alleviate the high cost of auto insurance for more responsible teens by allowing this type of reduction in their rates.
Statistics have shown that students with higher grade point averages (GPA) tend to be more responsible when operating an automobile. A discount is thus offered to encourage responsibility in those young drivers under the age of 25 who may be eligible.

Auto Education Classes

Some schools offer safe driving courses, and if your young driver has taken a course you may be able to get a discount on your auto policy.

...Check with your insurance agent to find out...

PRR Patent Pending Aviator Verification System

Featured School

Bucknell University

The nation's largest private liberal arts university, Bucknell, founded in 1846, is dedicated to providing the premier undergraduate experience in America.

*3,400 undergraduate students and 150 graduate students
*Students from 46 states, 58 countries
*More than 8,000 applicants for about 925 spaces
*All classes are taught by faculty
*More than 50 majors and 60 minors
*Pre-professional programs in law and medicine
*11-to-1 student-faculty ratio (undergraduates)
*89 percent graduate within five years
*301 full-time faculty, 19 part-time faculty
*Nearly 97 percent of regular faculty hold Ph.D. or equivalent
*96 percent of first-year students return as sophomores
*17th among U.S. liberal arts colleges for the number of graduates receiving doctorates
*24 percent of engineering students are women

   

Our Capabilities Helping The Consumer.......

AVIATOR verifies good student information for insurance companies. Insurance customers will only need to submit good student documentation once. AVIATOR then provides updates to the renewal process, saving the consumer the hassle of continuously submitting report cards or transcripts annually to qualify for the substantial auto premium discounts. The process is automated so that paper transcripts and report cards do not have to be prepared by schools. Transacting business with the insurer becomes that much easier.   

 

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